Keep in mind that complaints can be filed under state or federal law. In Kentucky, you can file a consumer complaint against a debt collector with the attorney general’s office. No matter whether your complaint is filed on a state or federal level, you’ll need to provide the following information. But add non-stop creditor harassment on top of that debt, and the situation becomes even more difficult. Victims of collection harassment know the uncomfortable sensation of uneasiness whenever the phone rings, especially when it keeps ringing throughout the day. While most people assume there’s no way around creditor harassment, there are legal ways to make it stop.

 

Bankruptcy trustees usually require you to make this Louisville Foreclosure Attorney payment through a certain method, so be sure to verify this before submitting your payment. If a creditor continues to attempt collection after the automatic stay is in effect, you may be able to sue them in court. Once you have completely filled out your bankruptcy petition and all statements and schedules, you should meet with your bankruptcy attorney to review them for accuracy. Then, after you verify that the information on those documents is true and accurate, you must sign every document. Either that same day or the next day, you will submit these documents along with your bankruptcy petition to the bankruptcy court.

 

What Are Your Rights Against Lenders And Creditors?

 

Another result of the ongoing pandemic is subchapter V of the SBRA, which is designed to help small businesses recover from the financial consequences of COVID-19. The SBRA is much quicker and cheaper than a Chapter 11 bankruptcy process because it allows owners to work with a bankruptcy trustee in order to create a solid debt repayment plan. When you’re facing foreclosure, it’s important to understand how the process works as a whole. You may have many questions, such as “When is it too late to stop foreclosure?

 

For individuals and families struggling with debt, the thought of finding relief from the piles of bills and creditor calls can seem like an unattainable dream. Stop creditor calls and annoying past-due notices by speaking with our bankruptcy attorney. Do you need a short sale on your home so that it doesn’t go into foreclosure? Whether it’s a reputable car loan specialist or an experienced realtor, Tracy has connections to create a collaborative team. If you need expert advice from an experienced Kentucky bankruptcy attorney, you can get it quickly.

 

Bankruptcy

 

People often assume that they’ll lose their home or other personal assets if they file a bankruptcy case, but a majority of the time, that’s not true. When I graduated from law school, I knew that I wanted to be in a field where I could provide people with hope. She is the only bankruptcy attorney in Louisville, Kentucky who gives out her personal cell phone number to all prospective and current clients.

 

Helping You Find The Best Louisville Lawyers

 

You can also achieve relief from the following through filing bankruptcy and getting the protection of the automatic stay. You don’t need to file separate motions or affidavits to benefit from the automatic stay. All listed creditors are notified promptly of your bankruptcy case, and most know enough to stop all collection activity. Consumers and debtors often don’t realize how many rights they have when it comes to lending and debt collection. In fact, many debt collectors don’t want consumers to know their rights, as this makes it easier for them to take advantage of those who are already struggling.